Terms of use
Legal notice

Tom Devane & Associates, Inc. provides a money back guarantee for all products and services.  If a client is not happy with our work, they don't have to pay.

Unless otherwise indicated, this website and its contents, including but not limited to all HTML code, text, CGI scripts, graphics, button images, and the site design and "look and feel," are the property of Tom Devane & Associates, Inc. and are protected pursuant to U.S. and foreign copyright and trademark laws. By accessing this website, you agree to the following terms and conditions, which govern this website:

This website and the material on this website may not be modified, copied, distributed, republished, downloaded, uploaded or commercially exploited in any manner without the prior written consent of Tom Devane & Associates, Inc. Inc. No intellectual property rights in this website are transferred to you. 

THE MATERIAL ON THIS WEBISTE IS PROVIDED ’AS IS’ AND IS WITHOUT WARRANTY OF ANY KIND. TOM DEVANE & ASSOCIATES, INC. DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTIBILITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO THIS WEBSITE AND THE MATERIAL ON THIS WEBSITE. TOM DEVANE & ASSOCIATES, INC. ALSO MAKES NO REPRESENTATIONS OR WARRANTIES AS TO WHETHER THE INFORMATION ACCESSIBLE ON THIS WEBSITE IS ACCURATE, COMPLETE OR CURRENT.  THE FINANCIAL ADVICE PROVIDED CONTAINS STRATEGIES THAT TOM DEVANE PERSONALLY USES, AND THE HAVE WORKED FOR YOU.  YOU SHOULD CONSULT WITH A FINANCIAL ADVISOR BEFORE IMPLEMENTING ANY STRATEGIES FROM THIS SITE TO ENSURE THAT YOUR PERSONAL, UNIQUE FINANCIAL GOALS ARE TAKEN INTO CONSIDERATION.  THE HEALTH INFORMATION ON THIS SITE CONTAINS PRACTICES THAT HAVE WORKED FOR TOM DEVANE.  BEFORE IMPLEMENTING ANY HEALTH OR MEDICAL PRACTICE YOU SHOULD CONSULT WITH YOUR PHYSICIAN TO DETERMINE THE APPROPRIATENESS OF THE INFORMATION FOR YOUR PARTICULAR SITUATION.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAWS, IN NO EVENT SHALL TOM DEVANE & ASSOCIATES, INC. BE LIABLE FOR ANY DAMAGES OF ANY KIND OR CHARACTER, INCLUDING WITHOUT LIMITATION ANY COMPENSATORY, INCIDENTAL, DIRECT, INDIRECT, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, LOSS OF USE, LOSS OF DATA, LOSS OF INCOME OR PROFIT, LOSS OF OR DAMAGE TO PROPERTY, CLAIMS OF THIRD PARTIES, OR OTHER LOSSES OF ANY KIND OR CHARACTER, EVEN IF TOM DEVANE & ASSOCIATES, INC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES, ARISING OUT OF OR IN CONNECTION WITH THIS WEBSITE OR THE CONTENTS OF THIS WEBSITE. 
The posting of any content or material to this website and the creation of a link from this website to any other website are expressly prohibited without the prior written consent of Tom Devane & Associates, Inc.

Tom Devane & Associates, Inc. does not regularly review materials on websites linked to this website and does not necessarily endorse the materials appearing on any linked websites.

Tom Devane & Associates, Inc. reserves the right to change these terms and conditions at any time by updating this posting. Use of this website following any such changes shall constitute acceptance of such changes.

Events, Information, and Speakers The events, information, agenda sequence, and speakers listed on our Site is subject to change without notification. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any speakers’ advice, goods or services available on or site or provided to you at our Seminar. We are also not responsible or liable for any loss or damage that is caused or alleged to have been caused to our speakers in connection with the display of their photo, name, or biography posted on our site or in our marketing materials.

Disclaimers

The services, products, claims, seminar topics, and materials on this site are provided "as is" and without warranties of any kind, either expressed or implied. We disclaim all warranties, expressed or implied, including but not limited to implied effectiveness of the success strategies listed on this site as well as those that are provided in our products or to our participants at our events. The only exception is the guarantees of satisfaction and graduation that are clearly labeled guarantees within our Sites.

Neither we nor any of our respective licensors or suppliers warrant that any functions contained in the Sites will be uninterrupted or error-free, that defects will be corrected, or that the Sites or the server that makes them available are free of viruses or other harmful components.

 Neither we nor any of our respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information or materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not we or any of our respective licensors or suppliers) assume the entire cost of all necessary servicing, repair or correction to your system.

Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

We do not endorse, warrant or guarantee any speakers, products or services offered on the Sites or those we link to. We are not a party to, and do not monitor, any transaction between users and third party providers of products or services.

Limitation of Liability

Under no circumstances, including but not limited to negligence, will we or any of our licensors or suppliers be liable for any special or consequential damages that result from the use of, or the inability to use, the materials or information on the Sites, or any products or services provided pursuant to the Sites, even if advised of the possibility of such damages.
Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages (including but not limited to lost data), so the above limitation or exclusion may not apply to you. In no event shall the total liability to you by us or any of our licensors or suppliers for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to us, if any, for accessing the Sites.

No Personal Advice

The information contained in or made available through the Sites (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. We and our licensors or suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Sites. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions and results in life, and by your use of this Site, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.

Parental Permission

The Sites are not directed to children under the age of 13 and we will not knowingly collect personally identifiable information from children under 13. We strongly recommend that parents participate in their children's exploration of the internet and any online services and use their browser's parental controls to limit the areas of the internet to which their children have access.

Jurisdictional Issues

We control this site from offices in the United States of America. We do not represent that materials on the site are appropriate or available for use in other locations. Persons who choose to access this site from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable.

Miscellaneous

These terms will be governed by and construed in accordance with the laws of the commonwealth of Pennsylvania, without regard to any principles of conflicts of law. You agree that any action at law or in equity that arises out of or relates to these terms will be subject to binding arbitration in accordance with the American Arbitration Association and will be arbitrated in Pennsylvania. If any of these terms of use are found unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining terms of use, and will not affect the validity and enforceability of the remaining provisions. This is the entire agreement of terms of use between you and us relating to the subject matter it contains. This agreement may be modified only by our posting of changes to these terms of use, or by a writing signed by both parties.